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Persons who wish to consult information published on the Internet site (website) of Praesumo group SA accept the following conditions:

LEGAL INFORMATION

The information provided on this website is of a general nature and cannot replace individual advice by competent persons in a particular case. For further individual information, please contact the persons and departments mentioned in the text or send us a direct request (online).

Praesumo group AG guarantees with reasonable care the correctness, accuracy and completeness of the information provided.

However, it could happen that, as a result of revisions of laws, changes in circumstances or technical errors, this website may contain gaps, inaccuracies or errors. For this reason, we cannot guarantee the correctness, up-to-dateness, reliability and completeness of the information provided on this website. Praesumo Group SA and the companies with which it is linked, as well as its partners and employees, are in no way liable for losses or damages of any kind resulting from the use of this information; this includes direct, indirect or consequential damages that may result from accessing, using and consulting the Praesumo Group SA website or from linking to other websites, even if Praesumo Group SA has been made aware of the possibility of such damages.

REFERENCES AND LINKS

Various links on the website of Praesumo Group AG may lead to other websites. Praesumo Group SA is not responsible for the content of sites linked to its own site.

The provider of the linked site is solely responsible for illegal, erroneous or incomplete contents and in particular for damages resulting from the uncontrolled use of the contents of the linked sites.

COPYRIGHT

The entire content of the Praesumo Group SA website is protected by copyright law (all rights reserved). Downloading or printing out individual pages or extracts from the Praesumo Group AG website is permitted, provided that neither references to the copyright ("Copyright") nor other legally protected designations or indications are removed. If you download or make copies of software or other data from the Praesumo Group AG website, all property rights remain with Praesumo Group AG. Reproduction, transmission (electronically or by other means), modification, linking, use of the Praesumo Group SA website in whole or in part for public or commercial purposes is prohibited without the prior written consent of Praesumo Group SA.

NOTE

We treat as confidential any information and data, such as e-mail addresses, etc., that you transmit to us via the Internet. We would like to point out, however, that the Internet is a universally accessible means of communication, through which data is transmitted across borders without control. In order to guarantee the protection of your data, you can contact one of the above-mentioned persons or the nearest Praesumo Group SA branch at any time.

For reasons of simplification, the masculine gender is of course used for both genders.

ONLINE DATA PROTECTION

October 07, 2020

1. General

Praesumo Group SA, 92 Grand'Rue, CP 1248 1820 MONTREUX 1 ("Praesumo" or "we" or "us") takes the protection of your personal data seriously. With this online data protection declaration ("declaration"), we inform you about how we handle your personal data when you visit our website or use, as a customer, services on our website.

By using the online services of Praesumo Group SA, you consent to this declaration and to the processing of personal data in accordance with the applicable data protection legislation and the following provisions.

2. Processing of personal data

Personal data are all data and information relating to a specific or determinable person. In addition to your contact details such as name, telephone number, postal or e-mail address, which you have given us in particular when subscribing to the newsletter, registering for events and seminars, taking part in competitions or surveys, personal data includes the IP address which we record when you visit our website.

3. "Cookies"

Cookies" are used on the Praesumo website. These are small files that are saved on your computer or mobile device when you visit or use our website. We use "cookies" to enable various functions on our website and to provide you with an optimal browsing experience.

Cookies" capture usage information, such as the date and time you visit our website, the name of the pages you visit, the IP address of your device and the operating system you are using. The "cookies" we use are mostly temporary "session cookies" that are automatically deleted from your computer or mobile device at the end of your browsing session. However, we also use permanent cookies. These are stored on your computer or mobile device for a period of between one month and ten years after the browsing session, as the case may be, and are then automatically deactivated.

4. Analysis and tracking technologies on the web

In order to obtain details about the use of our website, to improve our internet offer and to be able to reach you through advertising on third party websites or social media, we use the following internet analytics tools and "re-targeting" technologies: Google Analytics.

These tools are provided by third party providers. In general, the information collected for this purpose is transmitted to the third party server via a website through the use of "cookies". Depending on the third party providers, these servers may be located abroad.

The transmission of data normally takes place after abbreviation of IP addresses, which makes it impossible to identify the end devices. The IP address transmitted by your browser in this context is not associated with any other data from this third-party provider. This information is only transferred by the third party providers due to legal regulations or within the scope of order data processing.

You have the possibility to configure your browser to accept all or only the "cookies" that you have specified, to inform you of any installation of "cookies" or to prevent the acceptance or installation of all or "cookies" from third party suppliers. In addition, you can delete cookies manually at any time in your browser settings. In this case, however, you may not be able to fully use all the functions of this website.

5. Changes to the declaration

We expressly reserve the right to change this online data protection declaration at any time. By using Praesumo's online services, you consent to the declaration that applies at that time.

6 - Editorial

Praesumo Group SA 92 Grand'Rue, CP 1248

1820 MONTREUX 1

by the title: Praesumo Group SA

Marketing & Communication

E-Mail: info@praesumo.ch

7 - Copyright

The entire content of the Praesumo Group SA website is protected by copyright law (all rights reserved).

Downloading or printing out individual pages or extracts from the Praesumo Group AG website is permitted, provided that neither references to the copyright ("Copyright") nor other legally protected designations or indications are removed.

If you download or make copies of software or other data from the Praesumo website, all ownership rights remain with Praesumo Group AG.

Reproduction, transmission (electronically or by other means), modification, linking, use of the Praesumo Group SA website in whole or in part for public or commercial purposes is prohibited without the prior written consent of Praesumo Group SA.

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